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A suitable IT professional indemnity and business liability insurance may provide cover for IT service providers for professional indemnity and public liability cover under a combined policy.
For example, IT professional indemnity and business liability insurance cover for Information Technology Professionals and businesses may include*:
IT service providers can be held liable for the advice or the services they perform that may cause financial loss to a third party. As a result IT service providers need IT professional indemnity insurance.
Public Liability insurance is a core cover for all Australian businesses – including for IT service providers – to cover you against damage to a third person or their property.
Furthermore IT service providers need IT professional indemnity and business liability insurance to cover for the following business risks:
If your Information Technology business needs cover for some or all of the above IT related risks please call 1300 542 573 to TALK to a SMART business insurance broker about a suitable policy at an affordable cost for your business.
All IT service providers that charge a fee for advice or a service need IT professional indemnity and business liability insurance.
For example, any IT service providers performing the following IT services need IT professional indemnity and business liability insurance:
To talk to SMART business insurance broker about a suitable IT professional indemnity and business liability insurance policy please contact us on 1300 542 573 or contact us online.
When deciding on whether to use an insurance broker for your IT business it is important to consider that brokers act in the interests of the small business owner. Direct insurers and agents act for the insurer. This can be important especially if you need to claim.
Brokers can help IT service providers by sourcing multiple competitive quotes on policy inception, negotiate with the insurance companies to prevent or limit increases on renewal, remarket your policy to other suitable insurance companies where appropriate, talk to underwriters about policy wordings, industry classifications and terms, talk to insurance assessors during the claims process and repairers where necessary.
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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.
And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^
^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
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Client Testimonial – Brenda Freeman Meet Brenda Freeman from Global Options Brenda Freeman is co-founder of telecommunication specialists Global Options. Brenda’s Toowoomba based business, are
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· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!
Any information contained in this website is for informational purposes only and is in no way to be considered personal, financial or legal advice.You should contact an authorised insurance adviser, accountant or solicitor to obtain advice in relation to your specific situation . Use of this website does not create a relationship between SMART Business Insurance and the reader.
SMART Business Insurance is a Corporate Authorised Representative (AR Number 437328) of United Insurance Group (UIG) AFS Number 327131
Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.
*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations .Talk to a SMART business insurance broker on 1300 542 573 for more information.
enquiry@smartinsure.com.au
1300 542 573
Smart Business Insurance Offices:
Level 11, 484 St Kilda Road, Melbourne VIC 3004
Level 3, 9-11 Claremont Street, South Yarra VIC 3141
Business Hours:
Monday – Friday 8.45 am – 5.30 pm AEST
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