IT – Professional Indemnity Insurance

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Indemnity Insurance for IT contractors*

A suitable IT professional indemnity and business liability insurance may provide cover for IT service providers for professional indemnity and public liability cover under a combined policy.

For example, IT professional indemnity and business liability insurance cover for Information Technology Professionals and businesses may include*:

  • Financial loss arising from software/system defects
  • Financial loss due to lost or corrupted data
  • Failure to perform and deficiencies
  • Breach of intellectual property
  • Personal injury or property damage resulting from a hardware/product defect
  • Inappropriate or incorrect advice leading to financial loss

Many I.T. business owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

I.T. business owners can access many BIG name insurers AND
industry specific underwriters here.*

Small business owners QUESTIONS regarding
IT Professional Indemnity Insurance ANSWERED:*

IT service providers can be held liable for the advice or the services they perform that may cause financial loss to a third party. As a result IT service providers need IT professional indemnity insurance.

Public Liability insurance is a core cover for all Australian businesses – including for IT service providers – to cover you against damage to a third person or their property.

Furthermore IT service providers need IT professional indemnity and business liability insurance to cover for the following business risks:

  • Contractual Liability
  • Breaches of consumer protection legislation
  • Product Recall First Party
  • Data Recovery Damage and destruction of documents
  • Cover for subcontractors

If your Information Technology business needs cover for some or all of the above IT related risks please call 1300 542 573 to TALK to a SMART business insurance broker about a suitable policy at an affordable cost for your business.

All IT service providers that charge a fee for advice or a service need IT professional indemnity and business liability insurance.

For example, any IT service providers performing the following IT services need IT professional indemnity and business liability insurance:

  • Data storage, processing and warehousing
  • Hardware maintenance and installation services
  • IT & T consulting
  • IT Helpdesk and network support
  • IT project management
  • IT Recruitment and Placement
  • Services Software Development,
  • Design Analysis and Programming services
  • Systems Integrations Services Telecommunications Services
  • Value Added Reselling Services
  • Website Design and development Website Hosting
  • E- commerce application development
  • ISP
  • SCADA/PLC services

To talk to SMART business insurance broker about a suitable IT professional indemnity and business liability insurance policy please contact us on 1300 542 573 or contact us online.

When deciding on whether to use an insurance broker for your IT business it is important to consider that brokers act in the interests of the small business owner. Direct insurers and agents act for the insurer. This can be important especially if you need to claim.

Brokers can help IT service providers by sourcing multiple competitive quotes on policy inception, negotiate with the insurance companies to prevent or limit increases on renewal, remarket your policy to other suitable insurance companies where appropriate, talk to underwriters about policy wordings, industry classifications and terms, talk to insurance assessors during the claims process and repairers where necessary.

  • We act for you – the IT service provider – not the insurance company
  • You’ll receive a competitive quote on a suitable policy
  • You receive responsive friendly service.
  • You’ll receive a competitive rate on a suitable policy year after year
  • You’ll have us in your court if you need to claim
  • Monthly payment options
  • We’ll do the leg work for you!

Want guidance on IT Professional Indemnity Insurance coverage for your small business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.

SMART BUSINESS INSURANE BROKERS

REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

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Learn More About Insurance for your Business:*

GET The SMART Edge

· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.