Business Insurance for Scaffolders

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Business Insurance for a Scaffolding Contractor*

Scaffolding is a high risk trade. As a scaffolder, you erect temporary structures to provide stable support when work cannot be done from the ground. However, erecting structures exposes you to a number of risks, including the risk of falls and collapsing of scaffolds. Apart from this, scaffolding exposes the public to risks by the collapse of faulty structures, or injuries from the tools being used on-site. Suitable scaffolders insurance is designed to cover the damages from many of scaffolders business risks.

Many Scaffolding business owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Scaffolding business owners can access many BIG name insurers AND
industry specific underwriters here.*

Small business owners QUESTIONS regarding
Business Insurance for Scaffolders ANSWERED:*

Scaffolders need insurance as there are a number of risks for sole traders, contractors & businesses operating as scaffolders. Most of these hazards are associated with:

  • the erection, use, maintenance, alteration, and dismantling of scaffolders
  • Damage to property and public, plus damage to surrounding property.
  • Goods in transit, slips, trips and falls, electrocution
  • theft of equipment

To protect you against insurable risks SMART can provide you with a competitive quote on suitable business insurance for scaffolders.

Public liability insurance:

Public liability insurance will be needed for:

  • The risks of materials falling from or being blown from height and cause injury to people or property
  • Unauthorized access, attractive nuisance
  • Liability to sub-contractors, vicarious liability for subcontractors
  • Damage to customer and other third party property
  • Third party injuries from tools, equipment and materials.

Products liability insurance

Products liability insurance will be needed for:

  • Not following specifications or building codes/specific Australian standards
  • Defective installation work
  • Completed operations exposure (especially for permanent scaffold structures)

Workers compensation

  • Strenuous work conditions including lifting heavy objects, standing for long hours, risk of working at heights, stooping and kneeling.
  • Risk of injury from falls and slips. Injuries due to cuts and burns. Injuries from moving parts of machines and vehicles on-site. Risk of electrocution and other accidents.

Tools Insurance

  • Breakdown of machines and tools used on the main premises or taken to various sites.
  • Essential cover for mobile machinery.

Trailer insurance, van insurance and ute insurance should also be strongly considered.

There are approximately 485 scaffolding businesses employing 4,400 scaffolders in Australia. In addition, there are a number of self-employed scaffolders.

Scaffolding contractors hire and erect temporary framework used to support people and material in the construction and repair of buildings and other large structures. Scaffolding activities can include planning and preparation, maintenance of scaffolding , dismantling of scaffolding , hiring of scaffolding without labour.

Steel or aluminium scaffolding

Comedian and film star: Paul Hogan, British boxer who took on Mohammed Ali: Richard Dunn, Music Promoter for Led Zepplin:Richard Cole.


Want guidance on Insurance Coverage for your Scaffolding business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.


REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

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Learn More About Insurance for your Business:*


· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.