Business Insurance for Scaffolders

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Scaffolding is a high risk trade. As a scaffolder, you erect temporary structures to provide stable support when work cannot be done from the ground. However, erecting structures exposes you to a number of risks, including the risk of falls and collapsing of scaffolds. Apart from this, scaffolding exposes the public to risks by the collapse of faulty structures, or injuries from the tools being used on-site. Suitable scaffolders insurance is designed to cover the damages from many of scaffolders business risks.

Many Scaffolding business owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Scaffolding business owners can access many BIG name insurers AND
industry specific underwriters here.*

Small business owners QUESTIONS regarding
Business Insurance for Scaffolders ANSWERED:*

Why do scaffolders need insurance?*

Scaffolders need insurance as there are a number of risks for sole traders, contractors & businesses operating as scaffolders. Most of these hazards are associated with:

the erection, use, maintenance, alteration, and dismantling of scaffolders
Damage to property and public, plus damage to surrounding property.
Goods in transit, slips, trips and falls, electrocution
theft of equipment

What insurance does a scaffolders need?*

To protect you against insurable risks SMART can provide you with a competitive quote on suitable business insurance for scaffolders.

Public liability insurance:

Public liability insurance will be needed for:

The risks of materials falling from or being blown from height and cause injury to people or property
Unauthorized access, attractive nuisance
Liability to sub-contractors, vicarious liability for subcontractors
Damage to customer and other third party property
Third party injuries from tools, equipment and materials.

Products liability insurance

Products liability insurance will be needed for:

Not following specifications or building codes/specific Australian standards
Defective installation work
Completed operations exposure (especially for permanent scaffold structures)

Workers compensation

Strenuous work conditions including lifting heavy objects, standing for long hours, risk of working at heights, stooping and kneeling.
Risk of injury from falls and slips. Injuries due to cuts and burns. Injuries from moving parts of machines and vehicles on-site. Risk of electrocution and other accidents.

Tools Insurance

Breakdown of machines and tools used on the main premises or taken to various sites.
Essential cover for mobile machinery.

Trailer insurance, van insurance and ute insurance should also be strongly considered.

Scaffolding businesses:*

There are approximately 485 scaffolding businesses employing 4,400 scaffolders in Australia. In addition, there are a number of self-employed scaffolders.

Key scaffolding activities include:*

Scaffolding contractors hire and erect temporary framework used to support people and material in the construction and repair of buildings and other large structures. Scaffolding activities can include planning and preparation, maintenance of scaffolding , dismantling of scaffolding , hiring of scaffolding without labour.

Different types of scaffolding:*

Steel or aluminium scaffolding

Famous scaffolders:*

Comedian and film star: Paul Hogan, British boxer who took on Mohammed Ali: Richard Dunn, Music Promoter for Led Zepplin:Richard Cole.

Want guidance on Insurance Coverage for your Scaffolding business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.

SMART BUSINESS INSURANE BROKERS

REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

One of Australia's leading Business Insurance Brokers. Our expert & understanding staff will help your Small Business get the correct insurance coverage with ease. Grant’s real estate agency, located in the Melbourne Eastern suburb of Doncaster , handles Vendor Advocacy and Buyer Advocacy for residential homes and sub divisions. Grant was concerned about his business insurance coverage .

Jody Lewiss is the owner of OZybushgirl, who grow, make and sell Calendula Salve. Calendula Salve is an ANCIENT healing herb. Jody’s business, located in the NSW hamlet of Seahampton, west of Newcastle, grow their own flowers and infuse them in oil, using a cold press method. "I only use natural 100% Australian ingredients….to bring clients the best possible product“ explains Jody. Jody was struggling to find business insurance coverage.

Justin Cleverly is the owner /operator of the VIP Gardening Franchise in the southern Perth suburb of Canningvale. Justin’s gardening business activities include garden care, hedging, lawn mowing, pruning and landscaping. Justin was not sure on what business insurance coverage was available and what cover he needed as gardener. Justin was searching for help finding suitable business insurance….so that she could run his business with confidence.

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Business Insurance for Scaffolders

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Business Insurance for a Scaffolding Contractor*

Many Scaffolding business owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Scaffolding business owners can access many BIG name insurers AND
industry specific underwriters here.*