Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573

1300 542 573

TALK to a SMART Business Insurance adviser

Insurance for flooring installers, carpet layers,
floor sanders & polishers

"What a nice job – you can hardly see the joins !"

As a carpet layer, flooring installer, sander or polisher while you can tell the difference between a good installation job and a poor one not everyone can.

The results of a poor installation , sanding or polishing job may not always be instantly visible to the untrained eye but over time poor workmanship may become evident due to wear and movement. It's a bit the same with business insurance. Every policy "looks the same" to the untrained eye – until it comes time to claim.

While, as a flooring installer, sander or polisher , you can try "do it yourself" business insurance with a generalist insurance company it makes sense that a business insurance broker that specialises in finding suitable policies for tradespeople every working day is well positioned to source multiple competitive quotes for you to cover your flooring business risks.

At SMART we can't help you with the measuring, marking, levelling , take-up, cutting, trimming, laying, filling, sanding, buffing or clean up but we CAN help you with insurance cover for your flooring installation, polishing or sanding business.

What are some of the types of cover your flooring service business needs?

Flooring installation, polishing and sanders business insurance

  • Public Liability :– eg: someone trips over carpets rolls, timber boards , materials, tools or equipment on the floor or you accidently damage a client's property.
  • General Property – eg: loss of installation, polishing or sanding equipment.
  • Fidelity – eg: for flooring installers, polishers and sanders that employ staff there is employee fidelity risk in regards to client cash, electronic items furnishings etc.
  • Accident and Sickness
  • Business Interruption - to protect against loss of business income.

If you are a sub-contractor, sole trader or a run a trade business we can usually provide you with competitive quotes on suitable business insurance quickly and efficiently. We may be able to provide you with quotes from leading insurance companies such as Vero, AIG, Lumley and Zurich in minutes.

Business insurance for flooring installers – carpet layers – floor sanders & polishers

Our business insurance brokers are specialists in tradespeople, including flooring services. They can source suitable business insurance packages (biz pack) to suit the needs of sole traders, contractors and small, medium and flooring service businesses.

Depending on the size and nature of the flooring service, our brokers often know which insurance companies and underwriters may be likely to provide suitable cover and competitive prices for flooring installers, carpet layers, floor sanders and polishers.

TALK to a SMART Business Insurance broker on 1300 542 573 or email us at for SMART insurance cover for your flooring service businesses.

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST