SMART Small Business Insurance
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Insurance Broker for Small Business*

Many business owners are UNSURE if they are COVERED PROPERLY.

We help them find affordable and SUITABLE INSURANCE COVERAGE so they can run their business with CONFIDENCE.

Our expert team of insurance brokers make it EASY for small business owners to UNDERSTAND what they are covered for with HELPFUL EXPLANATIONS.

We are a leading insurance broker for Australian small business owners seeking GUIDANCE, DELIGHTFUL ADVICE and SUITABLE PROTECTION remotely.

Importantly, our SMART Business Insurance brokers are on YOUR SIDE – they act for YOU – and help YOU when you need to CLAIM.

Many Business Owners are UNSURE if they are COVERED PROPERLY.
We help them find affordable and SUITABLE INSURANCE so they can run their business with CONFIDENCE.*

Small business owners can access many BIG name insurers AND
industry specific underwriters here:*

Small business owners QUESTIONS regarding
Business Insurance ANSWERED:*

Wherever you are throughout Australia we can help you obtain quotes from multiple leading small business insurance companies such as Vero, Hollard, Chubb, Zurich, CGU and Liberty so that you can compare costs and cover.

And you’ll have us in your corner if you need to claim.

We can even arrange monthly payments if you want to preserve your cash flow.

As a small business insurance broker based in Melbourne, SMART Business Insurance have a proven track record of helping thousands of small businesses all over Australia find suitable and affordable cover for their business activities.

If you are a sole trader or small business owner, our small business insurance brokers work with businesses just like yours every working day . As a result we have been able to save many self-employed contractors , consultants and small business owners time and money by knowing which insurance companies offer competitive quotes on suitable cover in their industry.

Importantly, we act only for our clients, not the insurer, and are here to represent our client’s interests when it comes time to claim.

With access to the leading insurance companies and underwriters specialising in business insurance in Australia, we want to cover your small business cost effectively AND we want to cover you properly for all your business activities.

It’s the details that make the difference with business insurance, and we are passionate about obtaining appropriate insurance protection for small business owners…

At SMART Business Insurance we make it easy for businesses to obtain multiple competitive quotes on suitable insurance from leading insurance companies.

We provide friendly service, delivered in a contemporary way via Live Chat, phone and email. Our Business Insurance advice is considered and responsive.

We like the internet, and we LOVE to TALK to you about your business too. A quick two way conversation provides business owners with a chance to ask questions and explain the full scope of their business activities. ( Important: the business activities of many Australian small businesses do NOT fit neatly onto an online form. While an online quote form can be a good starting point ; TALKING provides small business owners with a genuine opportunity to ask questions, disclose all their business activities, avoid cover gaps and avoid NOT being covered properly for all their business activities.)

It’s the details that make the different with business insurance, and we are passionate about obtaining appropriate insurance protection for small business owners.

At SMART Business Insurance, we are flexible, innovative and offer clients excellent value. We aim to make a complex process as easy as possible for you.

That’s SMART!
SMART Business Insurance is an authorised representative of the United Insurance Group, part of the Steadfast Group of Insurance Brokers.

  • It’s a fact. Most small businesses in Australia are underinsured.
  • It’s OK… until an “unexpected incident occurs”, placing the business and in some cases your personal assets in serious trouble.
  • SMART Business Insurance can help.

As a specialist business insurance adviser, we are able to provide small business owners with cost effective business insurance packages.

We have access to the leading insurers and underwriters in Australia and obtain multiple quotes on suitable insurance for your business activities.

Most small businesses, including sole traders, will at the very least require public liability insurance. Public liability insurance is combined into a special small business “biz pack“, with other insurances such as product liability, business interruption, general property and contents for many small businesses including tradies and retailers such as shops, cafes and restaurants.

Professional businesses, including consultants, that charge for advice also require professional indemnity insurance.

And today more and more small businesses, especially those with a strong internet focus, require cyber insurance as well. There may be a requirement for your small business to have additional covers such as business assets insurance and tradies insurance.

If you have any questions regarding the insurance requirements of your small business one of our friendly business insurance brokers will be happy to assist you on 1300 542 573 or You’ll receive considered advice and responsive service.

If you are after a small business insurance quote online we may be able to assist.

You can simply submit an online enquiry form or quote request , TALK to us on LIVE CHAT or on 1300 542 573, or email us at

One of our helpful business insurance brokers will chat with you online or by phone so that they can understand your small business activities correctly. Your insurance broker will then request quotes from our panel of insurance companies and underwriters on your behalf. Your business insurance specialist is aiming to provide you with a affordable small business insurance quote online, via email, that is suitable for your business activities.

  • Small business insurance WA
  • Small business insurance QLD
  • Small business insurance NSW
  • Small business insurance VIC
  • Small business insurance SA
  • Small business insurance ONLINE
  • Small business insurance TAS
  • Small business insurance NT
  • Small business insurance ACT
  • Accountants
  • Advertising & Marketing
  • Consultants
  • Engineering
  • HR & Recruitment Specialists
  • IT consultants & Firms
  • Manufacturers
  • Retailer
  • Tradies
  • Wholesalers
  • Caterers
  • Cleaners
  • Sole Trader Businesses
  • Contractors
  • Hairdressers & Hair Salons
  • Builders Insurance
  • Insurance for the self-employed
  • Tourism, Leisure & Entertainment Insurance
  • Mining Industry Professionals Insurance
  • Educational and Vocational Trainers
  • Design and Construction professionals

Want guidance on Insurance for your small business?
Get in touch. Here to help you.*

Need more CERTAINTY regarding your business insurance cover?
Have questions or want GUIDANCE?
Get in touch. Here to help you.*

Get a Quote

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Small business owners DESERVE to get insurance cover at an
affordable price – and KNOW what they are covered for.*

We are business insurance brokers

What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.


REAL LIFE STORIES of small business owners who were UNCERTAIN about their business insurance coverage NOW operating with CONVICTION.*

Need expert Insurance Advice?
Get in Touch:*

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Learn More About Insurance for your Business:*


· We may act for you – not the insurance company
· We may obtain multiple quotes for you on suitable policies from leading insurance companies and underwriters
· You receive responsive friendly service.
· You’ll receive a competitive rate on a suitable policy year after year
· You’ll have us in your court if you need to claim
· Monthly payment options
· We’ll do the leg work for you!

Find out more.