What is farm liability insurance?
In Australia farm liability insurance typically provides public liability cover for accidents to a third party or their property that occur on your farm or are caused by your farm operations.
For example farm liability insurance may cover damages to a third party person such as a visitor that “ slips and trips” on your farm, if they are hurt by your farm machinery or even livestock.
Similarly if someone suffers damage to their property on your farm or as a result of your farm operations they make a claim against you. Farm liability cover may indemnify you from financial loss.
As farm liability insurance coverage, exclusions and costs vary from insurance companies and farm insurance brokers can help you compare cover and rates.
What does farm liability insurance cover?
Farm liability insurance coverage in Australia typically may cover claims against you as a result of your farm operations for :
- Public liability claims
- Product liability claims
- Third party personal injury
- Third party property damages
Important: check your existing policy liability wording carefully to ensure you have liability on your farm and not just on your domestic residence which does not extend across the farm property. Even if you own a hobby farm or life style block not earning an income if your property is over 2 hectares (5 acres) you may require separate farm liability cover.
Farm liability insurance Australia*
Our friendly farm insurance brokers may be able to assist you find suitable and affordable cover for the following farm liability insurance programs in Australia :
- hobby farm liability insurance
- working farm liability
- large farm liability
Farm liability insurance cost and quotes*
Want a farm liability insurance cost and quote ?
Our friendly farm insurance brokers may be able answer your questions and assist you compare cover and costs on 1300 542 573 or simply enquire online.
1300 542 573
TALK to a SMART Business Insurance adviser
Monday – Thursday 8.45 am - 6.30 pm AEST
Friday 8.45 am 6.00 pm AEST
*Important: Cover may be available subject to meeting insurers underwriting criteria. Some of the covers listed may or may not be available or may have limitations or exclusions. Cover inclusions vary significantly from insurer to insurer. DO NOT rely upon the above. Check your policy schedule carefully for inclusions and exclusions and limitations. Talk to a SMART business insurance broker on 1300 542 573 for more information.