Smart Business Insurance
Level 11, 484 St Kilda Road Melbourne, VIC3004
$ Phone: 1300 542 573

1300 542 573

TALK to a SMART Business Insurance adviser

Contractor Liability Insurance Quote

If you are a self-employed contractor looking for a public liability insurance quote you may have come to the SMART place.

Wherever you are in Australia our friendly team of small business insurance brokers may be able to help you find affordable public liability insurance quotes on cover that is suitable for your independent contractor business activities.

For some common occupations , we may able to provide you with a choice of public liability insurance quotes for your contracting business activities from leading insurers such as Vero, Zurich, CGU, Chubb , AIG and Allianz in a few minutes. Call us on 1300 542 573 or contact us on Public Liability Insurance Quote.

How much does Contractor Liability insurance cost ?

The cost of public liability insurance for your independent contracting business depends on a number of key factors including:

  • The nature and scope of your contracting business
  • Your business turnover and size
  • Amount of insurance cover your business needs

$5 million Public Liability Insurance cost for self-employed contractors and sub-contractors start from $380 per annum or $35 per month for office based occupations and from $480 per annum or $45 per month for trade based occupations.

Please note: While cheap Public Liability Insurance can seem attractive on the surface it is important to ensure the policy covers you for the business activities you undertake and the insurance policy and company will respond as intended when there is a claim.

Call us on 1300 542 573 or email and our friendly insurance brokers may be able to obtain a quote for a suitable and affordable public liability policy that covers your contracting business activities on your behalf.

What is Public Liability Insurance for contracting businesses?

Public liability is one of the most vital forms of insurance for businesses of all sizes in Australia; including independent contractors and sub-contractors.

As a contractor in Australia , you should strongly consider public liability insurance if you have members of the public, customers and suppliers visiting your premises, or if you or your staff visit the premises of customers, suppliers and business partners.

Public liability insurance may cover third party damages; including legal defence costs for independent contractors.

That is public liability insurance may cover your small business for claims against:

  • Damage to someone else’s property
  • Personal injury to someone not employed by you

*Smart broker tip:

  • Public liability is compulsory for some contractor occupations.

Contractor Public Liability Insurance Broker

As a specialist small business insurance broker our friendly team source affordable and suitable public liability quotes for small businesses owners such as self-employed contractors every working day.

Importantly, as an insurance broker we may act for you, the contractor, NOT the insurance company.

For an affordable quote on suitable insurance cover for your contracting business activities TALK to a SMART Business Insurance broker about the scope of your activities on 1300 542 573 or email us at

1300 542 573

TALK to a SMART Business Insurance adviser

Business Hours:

Monday – Friday 8.45 am - 6.00 pm AEST