Business – Biz- Insurance
If you are looking for business insurance for your small business we can help.
Whether you looking for insurance for a new business for the first time or shopping around for an existing business you have come to the SMART place.
You can talk to us about your business, the risks you face and brief us to find suitable insurance at a competitive price.
Below is an insurance check list for small insurance:
Public and Products Liability: Public & Products Liability insurance is strongly recommended for all businesses, as claims for accidental injury or property damage are potentially very expensive.
Public and Products liability insurance protects your business for the legal costs, the costs of defending the action and cost of compensation to a third party, resulting from death, injuries or property damage caused by negligence, in relation to your goods or services.
Do you have a business premise? If you do, you should consider cover for fire, storm , burglary, glass, money, general property, theft, fraud, flood if relevant ,equipment breakdown. Often these insurable risks can be combined on the one policy, together worth public and products and public liability. This type of policy is generally known a biz pack.
Are you concerned about the impact lost profits will have on you and your family if you can't trade?
Ask us about business interruption insurance which under specified circumstances can be provide valuable income when your business isn't producing any.
Are you sole trader, meaning that if something happens to you, you stop earning income.? Personal Accident & Sickness Insurance can help you pay for essential bills and other financial commitments when you have an accident or get sick, leaving you to concentrate on getting better.
Do you give professional advice? Professional indemnity insurance provides protection for consultants, professional and businesses that provide advice; from legal action for losses incurred as a result of claims for professional negligence, errors or omissions. It provides indemnity cover if your client suffers a loss directly attributed to your advice, actions or omissions.
Does your business involve you having goods in transit? Ask us about Marine Cargo Insurance to repay you for value of your shipment if the goods you are importing or exporting are damaged, lost or stolen in transit by air, sea or land.
The above checklist is a good starting point for small businesses to consider regarding their insurance.
You don't have to do it all yourself though. We are here help.
The team at SMART play a part in protecting small businesses every working day by providing competitive quotes on suitable policies from leading insurance companies and specialist underwriters.
Monthly payment plans can be easily arranged to assist with cash flow.
For competitive quotes and general advice on business – biz - insurance for your small business you can TALK to a SMART Business Insurance broker on 1300 542 573 or email us at firstname.lastname@example.org
1300 542 573
TALK to a SMART Business Insurance adviser
Monday – Friday 8.45 am - 6.00 pm AEST